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About Us

Memorial Financial Services Corp. was incorporated in 2000, serving the greater Houston area. Harvey and Kathy Garza, President and Vice-President of Memorial Financial Services Corp., bringing a combined experience of 47 years of experience to the business of employee benefits for companies and planning your financial security.

Meet Our Staff

Harvey Garza, President / Financial Advisor / LUTCF

Harvey began his career in the insurance industry with Metropolitan Life Insurance Company in 1987.  Over the course of 7 years with MetLife, he developed his expertise in supplemental retirement planning, tax free strategies, annuities, long term care insurance, disability income insurance, employee benefits packages and estate planning. 

Harvey holds a Life, Accident, Health & HMO license, a designation of LUTCF, and is a Certified Estate Planner.

Specializing in asset protection, preservation of capital and estate planning, Harvey has used his extensive knowledge and expertise to help small business owners achieve both short term and long term goals.  As a result, many of these clients have maintained their relationships with Harvey for nearly 30 years, and after all of these years, Harvey still maintains the same passion for helping them achieve their financial goals as he did when they first began working with them.


Over the years, Harvey has woven himself into the local community.  He became involved with the Camara de Empresarios Latinos de Houston in 2000, eventually serving as President in 2006.  Harvey has been a member of the Houston Livestock Show & Rodeo in the Judging Contest Committee since 2003.  Currently, Harvey serves as a board member of CANCARE.

Kathy Garza, SGS, Life and Health Insurance Counselor, Vice President / Benefits Advisor

Kathy Garza, SGS, Life and Health Insurance Counselor, Vice President / Benefits Advisor

​Kathy began her career in the insurance industry in 1998, after spending the previous 12 years in the commercial real estate industry as a licensed Broker.  She holds a Life, Accident, Health & HMO license and is a designated Small Group Specialist (SGS) in her industry.

Kathy has always worked in the small and medium sized business setting.  She specializes in Employee Benefit Plans, ranging from health insurance, dental insurance, vision insurance, group life insurance, short term and long term disability insurance plans, long term care insurance and medicare supplement plans in the State of Texas.

Over the 17 years that Kathy has been in the Employee Benefits industry, she has built a strong reputation, not only with the clients she serves, and also within the broker and carrier community as a professional with the highest ethical standards who is highly sought out by her peers for her wealth of knowledge.

Kathy is involved in several non-profit organizations.  For 15 years, she was a member of the Women’s Business Support Network and is currently a member of the Professional Women’s Exchange Group, and held various board positions within the organization.  She is also currently a member of the National Association of Health Underwriters (NAHU), including the Texas state chapter and the local Houston chapter.  She has been a member of the Houston Livestock Show & Rodeo on the Feed Store Committee.  Kathy also is a past member of the Friends of CanCare Advisory Board.

Freddie Garza, Partner / Benefits Advisor

Freddie began his career in the insurance industry in 2007.  Prior to joining us, Freddie spent the previous 5 years expanding his knowledge of employee benefit plan design and product placement as a representative with a major national health insurance carrier.

Freddie brings a fresh and unique prospective to our approach in filling the needs of our clients.  He takes great pride in providing people with the knowledge and support that they need in order to make informed decision about their employee benefits package.

Rachel Garza / Benefits Advisor

Rachel is the newest addition to our sales staff.  Rachel began her career in the insurance industry in 2001.  Prior to joining us, she spent 12 years on the carrier side of the health insurance Industry as a Small Group Sales Representative and District Sales Manager.  Rachel completed her Small Employer Health Benefit Plans Certification in 2017.

The last few years have been spent on the Broker side of health insurance industry working directly with individuals and small business owners.

Rachel takes great pride in providing her clients with the knowledge, support and service that they need in order to make informed decisions about their employee benefits package.  
Rachel is married and a proud Native Houstonian, with 2 grown daughters, 2 grandsons and 3 dogs that keep her very happy and busy.  
 
 
 

Tammy Wild

Tammy Wild

Tammy has been with Memorial Financial Services Corporation since 2008, having come to us after working in the telecommunications department of a large oil and gas firm.  She is originally from Pittsburgh, Pa., but has lived the majority of her life in the city of Houston.

Tammy is the mother of two boys, Brandt and Connor.  In her spare time, Tammy enjoys doing yard work, grilling with her boys and decorating her house.

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LOCATION

Memorial Financial Services Corp.
440 Cobia Dr., Suite 1801
Katy, TX 77494
Phone: (281) 496-9100
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